Our Services


ePay Policy
Online Submissions
ePay Policy
Online Submissions
In-House Financing
Forms Library
In-House Financing
Forms Library
Automated Appointment Process
Easy Appointment Process

Commercial Lines

Southern General Agency's Commercial Lines department has access to markets to fit your unique business needs. Southern General Agency represents the top Excess & Surplus (E&S) commercial line companies. Our highly trained and experienced underwriters can handle a variety of complex risks and provide a quick turn-around to move your commercial business forward.

  • General Liability
  • Commercial Property
  • Vacant Property
  • Vacant under Renovations
  • Equipment Breakdown
  • Hired/Non-Owned Auto
  • Inland Marine
  • Professional Liability
  • Garage
  • Garage-Liability
  • Dealer’s Lot’s
  • Garagekeepers
  • Liquor Liability
  • Artisan Liability
  • Commercial Umbrella
  • Excess Liability
  • Directors & Officers
  • Motor Truck Cargo
  • Bonds: License/Permit, Dishonesty, Used Car Dealer
  • Builder's Risk
  • Commercial Auto
  • Farm & Ranch
  • Special Events

Personal Lines


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Our Personal Lines Department offers a variety of Personal Lines products with multiple carriers. Our products, which are not limited to what is listed, help agents meet their customer's needs through competitive and agency-billed programs. We pride ourselves with having the best personal lines underwriting staff to answer all question.

  • Equine Liability
  • Dwelling Fire (DP1, DP2, DP3)
  • Farm Liability
  • Homeowners (HO8)
  • Mobile Homes
  • Comprehensive Personal Liability
  • Renters
  • Watercraft Program

Our Markets


  • American Reliable Insurance Company
  • American Summit Insurance Company
  • Atlantic Casualty Insurance Company
  • Burlington Insurance Company
  • Crum & Forster Insurance
  • Century Insurance Company
  • CNA Surety Company
  • Great American
  • Hallmark
  • James Allen
  • Lloyd’s Apollo
  • Lloyd’s Ark
  • Nautilus Insurance Company
  • Penn America Insurance Company
  • Prime Insurance Company
  • Seneca
  • Western World Insurance Company
  • American Reliable Insurance Company
  • American Summit Insurance Company
  • Atlantic Casualty Insurance Company
  • Burlington Insurance Company
  • Crum & Forster Insurance
  • Century Insurance Company
  • CNA Surety Company
  • Great American
  • Hallmark
  • James Allen
  • Lloyd’s Apollo
  • Lloyd’s Ark
  • Nautilus Insurance Company
  • Penn America Insurance Company
  • Prime Insurance Company
  • Seneca
  • Western World Insurance Company
  • American Reliable Insurance Company
  • American Summit Insurance Company
  • Atlantic Casualty Insurance Company
  • Burlington Insurance Company
  • Crum & Forster Insurance
  • Century Insurance Company
  • CNA Surety Company
  • Great American
  • Hallmark
  • James Allen
  • Lloyd’s Apollo
  • Lloyd’s Ark
  • Nautilus Insurance Company
  • Penn America Insurance Company
  • Prime Insurance Company
  • Seneca
  • Western World Insurance Company


Contact Us