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SGA's Services
Commercial Lines

Southern General Agency's Commercial Lines department offers tailored market solutions for your unique business needs. Representing leading Excess & Surplus (E&S) commercial line companies, our expert underwriters specialize in complex risks, ensuring swift processing to advance your commercial business effectively.
- General Liability
- Commercial Property
- Vacant Property
- Vacant under Renovations
- Equipment Breakdown
- Hired/Non-Owned Auto
- Inland Marine
- Garage
- Garage-Liability
- Dealer’s Lot’s
- Garagekeepers
- Liquor Liability
- Artisan Liability
- Commercial Umbrella
- Excess Liability
- Directors & Officers
- Motor Truck Cargo
- Bonds
- Builder's Risk
- Commercial Auto
- Farm & Ranch
- Special Events
Personal Lines

Our Personal Lines Department offers a variety of Personal Lines products with multiple carriers. Our products, which are not limited to what is listed below, help agents meet their customers' needs through competitive and agency-billed programs. We pride ourselves on having the best personal lines underwriting staff to answer all questions.
- Equine Liability
- Dwelling Fire (DP1, DP2, DP3)
- Farm Liability
- Mobile Homes
- HO3 X-wind (LA only)
- Comprehensive Personal Liability
- Renters
- Watercraft Program









