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Churches and Religious Organizations

July 1, 2026

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Churches & Religious Organizations
 
SGA offers specialized insurance solutions for churches and religious organizations, with flexible underwriting designed to address the unique property, liability, and operational exposures these organizations face.
Target Appetite:
  • Churches & Religious Organizations of most types
  • New Church Starts & Existing Congregations
  • Cowboy churches
  • Worship Centers/Bible Study Centers
  • Churches with day cares and pre-schools operated by the church or leasing space to others
  • Religious Schools (where eligible)
  • Fellowship Halls & Community Centers
  • Special Events Hosted by the Insured (Subject to Underwriting)
  • Churches with “Business as a ministry” exposures
Available Coverages:
  • Commercial Property, large or small
  • General Liability with options for:
    • Sexual abuse and molestation
    • Pastoral Care E&O
    • Active Shooter Coverage
  • Equipment Breakdown (where available)
  • Business Income & Extra Expense (where available)
  • Crime Coverage/EE Dishonesty (where available)
  • Hired and Non-owned aut (where available)
  • Commercial Excess Liability
 
For more information, contact your SGA underwriter today!
 
If you're not appointed with SGA, go HERE to get appointed.

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