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Habitational Coverage |
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Safeguards residential properties and their assets from losses due to fire, theft, wind, and other unforeseen events. |
| Habitational Risks |
Coverages Available |
- Apartment buildings (small to medium).
- Dwellings (lessor’s risk only)
- Vacation rentals (Airbnb (Submit to Carrier), etc.).
- 55+ community
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- Building and contents
(available with a package policy).
- Property extension endorsement.
- Business income.
- Equipment breakdown.
- Liability coverage for swimming pools and playgrounds.
- Student and subsidized tenants
(submit to underwriter).
- Assault or battery coverage
(available with an acceptable crime score).
- General liability.
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Ineligible Risks |
• Fraternity or sorority houses.
• Housing of mental health, drug, or alcohol rehabilitation patients.
• Risks with pull cords or medical staff on call.
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Submission requirements:
5 years loss runs, acords, and supplement
All risk are subject to Underwriting guidelines. |
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If you're not appointed with SGA, go
HERE to get appointed. |