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Comprehensive Personal Liability (CPL)

March 7, 2026

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Comprehensive Personal Liability (CPL)
Are you taking advantage of SGA's CPL programs?
 
Automated application and quoting platform.
100% online with eSignature*.
 
Directions are as follows:
  1. Login from the SGA web portal.
  2. Click on the personal tab.
  3. Scroll to CPL rater, click link.
  4. Complete quick quote for indication.
  5. Proceed to application process.
  6. Preview application.
  7. Submit for signatures.
  8. Sign it and bind it!
Desired Risk Dwelling consists of the following:
  • Owner Occupied.
  • Seasonal/Secondary Occupied.
  • Tenant Occupied.
  • Vacant Land.
  • Condominium Units (COI from Association)
  • Mobile Homes. (max age Limit of 35 years)
  • Vacant Dwellings (Up for sale, between tenants; 2-year max).
  • Vacant/Renovations. (COI from GC)
  • Camps (No water exposures).
  • Camper/Travel Trailers (No rentals, permanently anchored).
Limits of Liability:
$50,000, $100,000, $300,000 CSL, $500,000 CSL – Owner Only

Medical Expenses:
$1,000 Included • $2,000 - $5,000 is Additional Premium

Identity Theft:
$25,000 for $57 additional premium
Owner Occupied Dwelling

*Platform available in Mississippi and Louisiana only.
 
If you're not appointed with SGA, go HERE to get appointed.

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